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If so, then that +11 weapon that Charlie has really can't be obtained until level 30.8
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Charlie has a +10 weapon.
Speed is worth +3 in 3.5. At 200K + bonus^3*400, he couldn't afford a +11 weapon until level 31 - I'm using the cubic wealth rules here, as well.
This is what I'd like to assume, in whatever system we settle with:
- Characters have 3 powerful items, each worth up to 25% of their total wealth.
- Characters have a bunch of lesser items, none of which is worth more than 10% of their total wealth.
i.e., the guideline in the ELH - of which, UK's four-artifact rule is a logical extension.
I'd like the system to be simple, and user-friendly.
Question: do you want to keep level^3*100 regarding wealth, or do you want to revert to the system in the ELH?
(200K + bonus^3 x 400) diverges from (level/2.8) at 36th level.
(200K + bonus^3 x 500) doesn't break until 50th level. At what point is the 4-artifact rule supposed to kick in, anyway?