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[Nonlethal Force]

But you eventually catch up as yougain more XP by being behind when you buy back the levels. In fact, you catch up pretty quickly. LA 1 and 2 catches up around the time that their racial stuff begins to be nearly irrelevant - which is when it should go away IMO. LA 3 takes a while longer, of course. LA 4, iirc, cannot be fully caughtup without going Epic. Then again, I usually don't go above LA 1 and 2 in my games so I don't have much experience with greater than LA 2 races.

Oh, and for the record ....

We can all agree that a Bard 10/Wizard 10 is nowhere near as good as a Wizard 20. Nobody would take it if they saw the difference between their level 20 and another level 20.
But what if they paid the cost for their bardr 10/wizard 10 separately?

A 10th level character has 45000xp. So the Bard 10 costs 45000xp, and the Wizard costs 45000xp. The Character is now expected to have 90000 xp instead of 190000, which makes the sorcerer10/wizard10 just under level 14, which is about accurate in terms of power level.

Obvioiusly this needs tweaking, because a Barbarian10/Fighter10 is just as good as a barbarian20. but as an Idea, it does hold potential...

This is exactly how Complete Control works. A Bard 10/ Wizard 10 would cost just a bit more than 90,000 XP (since things like feats and attribute increases could potentially benefit both classes). But the equivalent Bard 10 / Wizard 10 would not cost near as much as a Bard 20 or a Wizard 20. Simply put, because they're just notas powerful. So if you are actually thinking along these lines, you really mightwant to check out CC if you haven't done so already.

And for the record, I'm not sure a Barb 10/Fighter 10 is equal toa Brab 20 or a Fighter 20. The hybrid has a weaker rage, weaker trapfinding, and weaker saves than the full Barb in exchange for a few more feats. Granted, their BAB is the same, so most of the power is still there. As for the hybrid versus the pure fighter, it probably isjust as powerful because thefighter can loose a bit of their feat glut in exchange for a few class abilities picked up by the hybrid.