Pathfinder 1E Piecemeal Armour opinions please

aglondier

Explorer
I am working on a new paladin character, and was fiddling with the piecemeal armour rules to see if I could get armour to look like the pic I have in mind.
alshain tiny.JPG
 
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aglondier

Explorer
alshain both.JPG
Basically plate under a longcoat.

Armour TypeCostArmour BonusMaximum Dex BonusArmour Check PenaltyArcane Spell Failure ChanceSpeed 30ft20ftWeight
Torso Piece - Armoured Coat50 gp+4+3-220%20 ft15 ft20 lb
Arm Piece - Lamellar Steel25 gp+1+3-225%30 ft20 ft5 lb
Leg Piece - Scale10 gp+1+3-215%30 ft20 ft10 lb
Suit(total)(total+1)(worst)(worst)(worst+5%)(worst)(worst)(total)
Piecemeal Coat85 gp+7+3-230%20 ft15 ft35 lb

So, basically, for 85 gold my starting character gets the equivalent of platemail without the massive skill check penalty. Too much? Just right? Stop abusing the rules you damn munchkin?
 


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