Thomas Shey
Legend
For quite a while, having a mortgage and paying property taxes on that home was enough for me to itemize. That changed with the tax code changes when Paul Ryan was Speaker of the House. I did itemize once or twice since then because of medical expenses, but that was a bit unusual.
By the time I was doing taxes, there was no mortgage as a factor (my parents had paid it off years ago). Its possible SALT might have been enough to make a difference, but as I recall when I looked at it once early on, it was sufficiently trivial to not justify the effort.







