aboyd
Explorer
I'm with Danny on this. Someone with low Wisdom might indeed fireball the inn at 3 AM. All they need is a plausible (but ultimately foolish) reason. "There was a bad guy in there" would be a pretty decent reason for someone with low Wisdom to do something unwise. Of course, a Wisdom of 7 wouldn't be my threshold for that. I'd put that more at a 4, give or take a point.