My main character is a Human (Variant) Cleric 1 (Life), Warlock 2 (OOP), Bard X (Lore), which is currently level 9 (so 6th level Bard). It is pretty amazing. He wears a breastplate +1, a shield, and wield the Staff of Defense from Lost Mines of Phandelver, making him AC 20 normally, and 25...