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How do you handle the "economy killing spells" in your game?
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<blockquote data-quote="darkrose50" data-source="post: 7615134" data-attributes="member: 70793"><p>Social capital is the idea that behaviors are learned and passed down. A first generation fisherman would be at a disadvantage competing against another fisherman with generations of built up social capital. Money works the same way.</p><p></p><p>Stress causes people to do stupid things. Lacking resources is stressful. People lacking resources do stupid things due to stress.</p><p></p><p>Effort and money are not always coupled. It is my experience and observation that they are often not related. </p><p></p><p>I have a 4.0 GPA in grad school, but could not finish student teaching. No matter the effort. I will not earn money as a teacher. </p><p></p><p>I nigh-effortlessly earn on average a 13.3% return on my stock market investments (2004-2018).</p><p></p><p>I work as an insurance agent. I am taxed at a higher rate for my work, than for my nigh-effortlessly generated investment money. My actual work income is temporally bound (a flat amount), and my nigh-effortlessly generated investment income is not temporally bound (a percentage). People power-game the heck out of this!</p><p></p><p>Make no mistake those with money can be lazy all-day-long, and those with little money can work all-day-long. I would wager that there are a lot of lazy wealthy folks (making money with money is the ultimate super apex of effortless work). Being poor . . . that is often, but not always, hard work. </p><p></p><p> Money does not care how hard you work.</p><p></p><p>Give me $100,000 and I will make it earn more money (I am from a middle class background, I learned the some merchant skills from my police-officer father who likes antiques, but otherwise I collected ideas about money from curiosity). Give someone without money skills $100,000 and perhaps see them buy a fancy car, and a trip to the Behamas. Poor people have little experience with money. This is often true. Not having experience with a topic is not the way to excel at a topic.</p></blockquote><p></p>
[QUOTE="darkrose50, post: 7615134, member: 70793"] Social capital is the idea that behaviors are learned and passed down. A first generation fisherman would be at a disadvantage competing against another fisherman with generations of built up social capital. Money works the same way. Stress causes people to do stupid things. Lacking resources is stressful. People lacking resources do stupid things due to stress. Effort and money are not always coupled. It is my experience and observation that they are often not related. I have a 4.0 GPA in grad school, but could not finish student teaching. No matter the effort. I will not earn money as a teacher. I nigh-effortlessly earn on average a 13.3% return on my stock market investments (2004-2018). I work as an insurance agent. I am taxed at a higher rate for my work, than for my nigh-effortlessly generated investment money. My actual work income is temporally bound (a flat amount), and my nigh-effortlessly generated investment income is not temporally bound (a percentage). People power-game the heck out of this! Make no mistake those with money can be lazy all-day-long, and those with little money can work all-day-long. I would wager that there are a lot of lazy wealthy folks (making money with money is the ultimate super apex of effortless work). Being poor . . . that is often, but not always, hard work. Money does not care how hard you work. Give me $100,000 and I will make it earn more money (I am from a middle class background, I learned the some merchant skills from my police-officer father who likes antiques, but otherwise I collected ideas about money from curiosity). Give someone without money skills $100,000 and perhaps see them buy a fancy car, and a trip to the Behamas. Poor people have little experience with money. This is often true. Not having experience with a topic is not the way to excel at a topic. [/QUOTE]
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How do you handle the "economy killing spells" in your game?
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