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Key Bank says Heart Surgery equals no more House
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<blockquote data-quote="Janx" data-source="post: 6427626" data-attributes="member: 8835"><p>On the medical side, I've heard that if you send them a small dose of money every month (even a buck), that satisfies their billing department. Note, that pattern allegedly is for direct bills from the medical place, not a bill collector who has purchased your debt from the provider.</p><p>PS. that' ain't legal advice. You mileage will definitely vary. Do not try at home.</p><p></p><p>I don't mean to cast doubt on your story, but the bill collector issues seem like some chunks have been left out for brevity. I would say normally, it takes a few months of missing payments (at least one late payment) before a debtor gets a call from anybody (orginal debt or sold to debt collector).</p><p></p><p>Is it more precise to assume, that while you were down from surgery, you've missed some payments, and having just gotten back to work, they've started nagging you before you got your first new paycheck?</p><p></p><p>This, would make more sense on why you missed payments (can't work) and why they're getting hostile (it's been awhile since they got money).</p><p></p><p>Otherwise, the original explanation read like you are a mere 3 days late on the mortgage and they want to evict you.</p><p></p><p>In any event, I do hope things get better for you</p></blockquote><p></p>
[QUOTE="Janx, post: 6427626, member: 8835"] On the medical side, I've heard that if you send them a small dose of money every month (even a buck), that satisfies their billing department. Note, that pattern allegedly is for direct bills from the medical place, not a bill collector who has purchased your debt from the provider. PS. that' ain't legal advice. You mileage will definitely vary. Do not try at home. I don't mean to cast doubt on your story, but the bill collector issues seem like some chunks have been left out for brevity. I would say normally, it takes a few months of missing payments (at least one late payment) before a debtor gets a call from anybody (orginal debt or sold to debt collector). Is it more precise to assume, that while you were down from surgery, you've missed some payments, and having just gotten back to work, they've started nagging you before you got your first new paycheck? This, would make more sense on why you missed payments (can't work) and why they're getting hostile (it's been awhile since they got money). Otherwise, the original explanation read like you are a mere 3 days late on the mortgage and they want to evict you. In any event, I do hope things get better for you [/QUOTE]
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