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What economic class do you fall into?
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<blockquote data-quote="delericho" data-source="post: 6245101" data-attributes="member: 22424"><p>Yes, this. Owning your own home is generally a mark of the <em>middle</em> class, but actually owning the land on which it is built is less common.</p><p></p><p>As for what land 'counts' as far as being upper class is concerned... it's complex. Not all land counts equally, and it also matters how you came by it. (In particular, if you bought one of those scraps of land in Scotland that comes with an associated title, then those people who care about such things would not only say it doesn't count, but would look down on you doubly for daring to think it does.)</p><p></p><p>My (very rough) rule of thumb is:</p><p></p><p>If you have a title (or, more accurately, if Daddy has/had a title), or you/your family own any significant amount of land, you're probably upper class.</p><p></p><p>If not, but you own your own home or you own your own business, you're probably middle class.</p><p></p><p>If not, you're probably working class.</p><p></p><p>But it's <em>hugely</em> subjective, especially around the boundaries. And people can be quite touchy about it.</p><p></p><p></p><p></p><p>Ah, that. I wouldn't bother too much about that - it was a system a bunch of academics tried to push about a year ago, that was widely reported by the media for a day or two but otherwise largely ignored.</p><p></p><p>One particular omission that that calculator makes (as, in fairness, most do) is that there's no question about debt. The boundary between "Established Middle Class" and "Elite" seems to be based on the value of home owned and the amount of savings (be it pension, ISA, or savings accounts). But an awful lot of people who 'own' their homes do so only through almost unmanageable mortgages - I know at least one person who this calculator makes "Elite" but who is desperately struggling because of that.</p><p></p><p>It is, however, interesting that according to the attached article, Falkirk is one of the top locations where the Established Middle Class are clustered. And, incidentally, the calculator puts us into that bracket.</p></blockquote><p></p>
[QUOTE="delericho, post: 6245101, member: 22424"] Yes, this. Owning your own home is generally a mark of the [i]middle[/i] class, but actually owning the land on which it is built is less common. As for what land 'counts' as far as being upper class is concerned... it's complex. Not all land counts equally, and it also matters how you came by it. (In particular, if you bought one of those scraps of land in Scotland that comes with an associated title, then those people who care about such things would not only say it doesn't count, but would look down on you doubly for daring to think it does.) My (very rough) rule of thumb is: If you have a title (or, more accurately, if Daddy has/had a title), or you/your family own any significant amount of land, you're probably upper class. If not, but you own your own home or you own your own business, you're probably middle class. If not, you're probably working class. But it's [i]hugely[/i] subjective, especially around the boundaries. And people can be quite touchy about it. Ah, that. I wouldn't bother too much about that - it was a system a bunch of academics tried to push about a year ago, that was widely reported by the media for a day or two but otherwise largely ignored. One particular omission that that calculator makes (as, in fairness, most do) is that there's no question about debt. The boundary between "Established Middle Class" and "Elite" seems to be based on the value of home owned and the amount of savings (be it pension, ISA, or savings accounts). But an awful lot of people who 'own' their homes do so only through almost unmanageable mortgages - I know at least one person who this calculator makes "Elite" but who is desperately struggling because of that. It is, however, interesting that according to the attached article, Falkirk is one of the top locations where the Established Middle Class are clustered. And, incidentally, the calculator puts us into that bracket. [/QUOTE]
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