Hussar
Legend
I guess my question in this interpretation is how likely does the damage have to be to count?
If I have heavy armor mastery, i could take a 30 foot cliff fall without a single point of damage. Very unlikely, but possible.
Meanwhile taking two OAs from seasoned warriors can do a hell of a lot more damage than even a very large fall of a cliff. So how is a cliff falling more direct than the OAs?
True, but, that's a pretty corner case example that requires a fair degree of meta-gaming. And, it makes a pretty fair exception. I'm not really sure how useful it is as a general rule though.