the other side of the coin...
93) Your character is a crippled, one-eyed, gully dwarf bard with a bad case of tuberculosis, because all the other options just seemed "too munchkin".
94) While demonstrating your bard's musical prowess, you pull out a kazoo.
95) When trying to explain your character concept to the DM, the first words out of your mouth are "do you remember the 'Toon' RPG?"