Can we move items to different spaces, or combine effects with the 2x cost for the additional properties?
Anyway, I was thinking of something like character below. I was also considering switching out 2 levels of cleric for some Paladin levels, but that would require changes in stats and items. Although the fear immunity and bonus to saves would be nice. Also, normally the physical stats would have some buffs.
Human Cleric 20
STR 12
DEX 8
CON 14
INT 10
WIS 28 (34)
CHA 8
Imp Initiative, Spell Penetration, Great Fortitude, Extend Spell, Iron Will, Empower Spell, Peristent Spell, ? (Lightning Reflexes, Leadership)
Concentration 23
Spellcraft 23
Scry 13
Religion 5
Arcana 5
Domains: Sun and Strength
Toys:
Tome of Understanding +5, used, 137.5k
Periapt of Wisdom +6 36
Incense of Meditation, 4.9k
Candle of Invocation, 7.8
Cloak of Resistance +5 25
Stone of good luck 10
Lens of True Sight 75
Heward's Handy Haversack 2
Helm of Teleportation 49
2 Vibrant purple ioun stones 24
3 wands of CLW 2.25
+3 Adamantine (+2) Holy Mace 59
+1 Adamantine (+3) Full Plate of Total Fortification 46
2 Gloves of Storing 4.4
Ring of Spell Turning 150
+3 Adamantine (+1) Lg shield 11
Ring of Karma 5
Robe of Karma 5
Belt of Toughness +4 natural armor
4 potions of Heroism 3.6
Vest of Adaption 19
About 50k worth of scrolls
756.6k spent
Ring - Spell Turning
Ring - Karma
Boots -
Belt -
Armor - +1 Adamantine (+3) Full Plate of Total Fortification
Bracers -
Vest - Adaption
Robe - Karma
Amulet - +6 Wis
Cloak - +5 resistance
Eye lenses - Lens of True Seeing
Helm - Teleportation
Gloves - Storing for each hand