Nope. A copy of the Rules Compendium (which has no errata at this time) would give a current copy, in print, of all the core 'rules' stuff but wouldn't get you all the feat, power, and item updates.
And inspected...
Fenris's unnamed:
Passive Perception and Insight should both be 12
Have your Starting INT and CHA reversed
Gain +2 shield bonus to Reflex saves (duck and cover?)
Missing armor check penalty for using a shield: -2 to Acrobatics, Athletics, Endurance, Stealth, and Thievery
HM
No penalties I am aware of.
It was ok that you you wanted the INT to be lower than the CHA I just thought you put them in the wrong way when you made your sheet.
HM