DM_Matt said:Well, to be in a 14th level party and be of some use witohut dying every time they are hit with an area effect spell or face someone with missile weapons, she needs some HP and saves.
Here is your fallacy.
You want a character who is not powerful, yet powerful enough to travel with VERY POWERFUL ADVENTURERS.
The type of character you're describing would get minced by CR-appropriate challenges, and rightfully so.