Until you use them, then you'll be like, 'I need this!'
Trust me, it happens to everyone.
Well...sorta.
My iPod Touch is stock, no apps. Pretty much use it for my main alarm clock, notes, email and a bit of web surfing. While it is loaded with some music, I rarely use it for that, and eventually, that role will be 100% supplanted by my 160GB iPod classic.
My iPhone 4s is stock, and only has access to one of my email addresses. If it weren't for phone calls, it would get less use than my iPod Touch.
And, up until this year, my iPad2- bought shortly after they were introduced- was stock, too. But I finally felt I needed to load it with certain apps:
1) the improved Notes app, because the standard one is buggy.
2) NASA's app, so I could watch celestial events when my local skies were clouded, etc.
3) Kindle reader, because someone gave me an eBook. I was planning to get it eventually, but I HAD to at that point.
4) a couple of TV channel apps, because my DVR inexplicably didn't record several
series finales over the past year. They have not been rebroadcast, nor have they popped up on my system's VOD.
5) for a DigiTech iPB-10 MFX pedal (because an iPad 2 is required to use one),
6) the ReacTable mobile app- a surprisingly powerful $10 synthesizer app that does an amazing job of recreating the experience of using a real ReacTable (which costs more than $10k).
7) a classic pre-OSX Mac game- Spaceward Ho!- which is leading me to investigate the availability of other games from that era.
So my tablet is becoming a more customized tool, but honestly? If I didn't have an iPad, I wouldn't be cluttering up my iPhone or iPod with most of this stuff. (Probably just the 1st & 6th.)