So, when I ask people about this, I get two answers.
Say you polymorph a person into another creature; say, an Adult Red Dragon. You concentrate to maintain the spell. They get knocked to 0 hit points. They resume their original form at whatever hit points they had left, less any excess damage from being knocked to zero.
Now say that you concentrate for the full hour, and the spell "becomes permanent". Does this still happen? If so, it seems like it's really hard to beat, as a strategy, "polymorph your entire party into adult red dragons, then go fight stuff, and as you get knocked to 0hp, you resume your normal forms." So from a pure game balance standpoint, it seems broken.
My inference: If you concentrate for the full hour, that *becomes* their natural form. Like, if they get dropped to zero, they start making death saves, and if you rez them, that's the body that comes back.
Say you polymorph a person into another creature; say, an Adult Red Dragon. You concentrate to maintain the spell. They get knocked to 0 hit points. They resume their original form at whatever hit points they had left, less any excess damage from being knocked to zero.
Now say that you concentrate for the full hour, and the spell "becomes permanent". Does this still happen? If so, it seems like it's really hard to beat, as a strategy, "polymorph your entire party into adult red dragons, then go fight stuff, and as you get knocked to 0hp, you resume your normal forms." So from a pure game balance standpoint, it seems broken.
My inference: If you concentrate for the full hour, that *becomes* their natural form. Like, if they get dropped to zero, they start making death saves, and if you rez them, that's the body that comes back.