Sadly, what it has actually accomplished is encourage the for-profit companies to cut corners and make it harder for patients to see specialists. They figure if you're paying a set fee, the fewer services you get for that fee the more they get to keep.
Still, having relatives in Canada, I can assure you that the waiting lists and times aren't nearly as bad over here. Once you clear the red tape, you get the services you need pretty quickly, unlike in Canada where my grandfather waited five months to get his bypass surgery.
But back to Strahd's questions, health insurance is essential but altogether too expensive. $750/month for the family, through the university's plan, is probably about normal. You're coming at the right time to buy a car, however. There are some great deals out there.
Still, having relatives in Canada, I can assure you that the waiting lists and times aren't nearly as bad over here. Once you clear the red tape, you get the services you need pretty quickly, unlike in Canada where my grandfather waited five months to get his bypass surgery.
But back to Strahd's questions, health insurance is essential but altogether too expensive. $750/month for the family, through the university's plan, is probably about normal. You're coming at the right time to buy a car, however. There are some great deals out there.