The Necklace of Prayer Beads, which is the base necklace for the Bead of Karma, requires Gate as a pre-requisite spell. Sorry. The Bead of Karma is arguably the best magic item for its price, but out of range for a 5th level cleric.
Some Old Favorites: Market Price
Cloak of Resistance +1 1000
Pearls of Power (1st) 1000
Boots of Striding & Springing 6000 (Errated price)
If you can custom build your magic items, using the standard forumulas, the sky is the limit. What is allowed in your campaign?
LOL yes your original post does say only scribe scroll. I looked at the 2nd post.