Eh... I hesitate to wade back into this, but I will note that you appear to continue to conflate "common sense" in real life with RAW. That said, I understand why you don't think the term "houserule" should be used (I also wouldn't apply houserule to most of the adjudications under discussion).
Perhaps this might help- a popular case, referred to colloquially as Wagon Mound No. 1 (dealing with Proximate Cause), for the large part turned on the issue of oil not being flammable in water, even though everyone knows that, um, oil burns. Go figure, right?
Again, look back to either RAW or the fireball. Of course it makes sense to you that a fireball that hits someone will put them (and their objects) on fire. But, as I stated previously, it also makes perfect sense that an acid splash will damage objects; that a fall from height will damage objects; that many things will damage objects. The question becomes - what does a table want to do? And, contra your assertions, it is not spelled out in the RAW that a fireball causes the target to catch fire.
Is it common-sense to say that it does? Sure. Might some tables (perhaps the vast majority of tables?) not accept your common-sense adjudication? Sure.
Is this the RAW? Nope.