Human, male
Wizard4 /Fighter2 / Spellsword
30pt buy
STR 16 +3
DEX 12 +1
CON 12 +1
INT 16 +3
WIS 10 +0
CHA 8 -1
AC DEX SP AP
Mithril heavy steel shield: +2AC 5% 0AP
Mithril chain shirt: +4AC 6 10% 0AP
Mithril breastplate: +5AC 5 15% -1AP
Mithtil full plate: +8AC 3 25% -3AP
SHIELD ARMOR DEX AC
5% shield(2) + + (1) 13 (17 with Mage Armor)
10%
15% shield(2) + shirt(4) + (1) 17
20% shield(2) + breastplate(5) + (1) 18
25%
30% shield(2) + fullplate(8) + (1) 21