Before I totally unbalance my PCs, is it typical to give the masterwork version of an armor that has the right bonus? For example, should I assume that if I'm giving away +4 plate armor that the armor is Warplate? The PHB just says that the cost of the type of armor is included with the magical armor cost.
As DMs, do you guys give away masterwork-level armor at +4 or do you make them work for it?
As DMs, do you guys give away masterwork-level armor at +4 or do you make them work for it?