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Message: <blockquote data-quote="kjenks" data-source="post: 2252813" data-attributes="member: 12892">Buy some Natural 1 insuranceBuy yourself a Cloak of Resistance +1 to wear on top of your Cloak of Charisma. The second cloak won't work -- per the DMG rules for slotted magic items. But if you blow your Reflex save vs. area damage spell on a natural 1, that 1,000 gp cloak will blow up instead of your expensive Cloak of Cha. This only works with a magical cloak, and the 1,000 gp Cloak of Res +1 is the cheapest.Buy a size-small buckler, too. Keep it strapped to your back. If you roll a natural 1 vs. area damage spell, this buckler is one of the four targets. If you don't have a buckler, one of your real items is on the hit list.If you're not wearing armor, your Magic Cloak slot is in the top 4 hit list. The cheap Cloak of Res +1 protects you there. You can wear headgear and have items in other slots to protect your vest slot ("Magic clothing") etc.</blockquote>