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Message: <blockquote data-quote="Oryan77" data-source="post: 6431100" data-attributes="member: 18701">NPC wealth is figured out by adding the Hit Die, Level Adjustment, and any class levels to determine the ECL. You use the NPC ECL to determine how much wealth he has.I do as others have said and just gear the NPC up however I want. What you really want to focus on if you are worried about game balance and PC wealth is to look at the big picture. Keep an eye on the PCs current wealth at each level, and just make sure they get enough treasure to stay within the appropriate value of wealth. It really doesn't matter if your NPCs have more or less wealth as long as the PCs are within the range that you want them to be in after looting. If the PCs are low on loot, then add more loot to another encounter. If they have too much loot, then lower the loot given out in the next few encounters.For situations where I don't want to equip an NPC with lots of magic items, but I don't want him to be underpowered because he lacks items that he probably should have, I just adjust ability scores to compensate. Rather than giving my NPC rogue a Dex boosting magic item, I'll just raise his ability score that amount of points. If he should have a +1 weapon and I only want him to have a masterwork weapon, I might boost his Str score up.Try not to get hung up on these sorts of details because at the end of the day, it really isn't going to make or break your game. If you check your PC wealth every so often to make sure they have the kind of wealth you want them to have, you are good to go. And an NPC lacking items or having more items isn't going to effect your encounter much unless you are doing something really drastic.</blockquote>

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