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<blockquote data-quote="Vraille Darkfang" data-source="post: 2634102" data-attributes="member: 16989">1. How well do you (or your wife) know this person?&nbsp; The better you know them, the more likely you should talk to the to find out what's going on.&nbsp; They may have accidently bounced the check.&nbsp; They may have switched accounts, thus leading to a bounced check.2.&nbsp; If its some realtion you hardly know, talk to a relative/friend who knows them well.&nbsp; They might give you insight into what happened.Beyond that, I'm not sure the best way to handle it.As for banks charging YOU for depositing a bad check don't get me started.&nbsp; It's like the police arresting YOU for ALLOWING yourself to be robbed.&nbsp; You get taken by someone passing off a bad check, then the bank twists the knife by taking EVEN MORE MONEY away from you.Why?&nbsp; You have money.&nbsp; The guy who bounced the check clearly doesn't.&nbsp; And there's not a darn thing you can do about it.&nbsp; Becasue who has ALL your money?&nbsp; Why the bank of course.&nbsp; Nice scam they got going.&nbsp; We once bounced 4-5 checks because a 300 check bounced and the bank didn't tell us for 3 weeks.&nbsp; Commerce Bank (don't use them.&nbsp; EVER) manged to pry 40-50 dollars worth of fees from us.&nbsp; We left.&nbsp; We left.&nbsp; We now have a mortgage, large checking ccount, savings, bonds through our new bank.&nbsp; Commerce's greed has cost them over $10,000 dollars (on just house payment interest).I'm sorry I'll end my rant here.&nbsp; Just remember Commerce Bank Sucks!</blockquote>

[QUOTE="Vraille Darkfang, post: 2634102, member: 16989"] 1. How well do you (or your wife) know this person? The better you know them, the more likely you should talk to the to find out what's going on. They may have accidently bounced the check. They may have switched accounts, thus leading to a bounced check. 2. If its some realtion you hardly know, talk to a relative/friend who knows them well. They might give you insight into what happened. Beyond that, I'm not sure the best way to handle it. As for banks charging YOU for depositing a bad check don't get me started. It's like the police arresting YOU for ALLOWING yourself to be robbed. You get taken by someone passing off a bad check, then the bank twists the knife by taking EVEN MORE MONEY away from you. Why? You have money. The guy who bounced the check clearly doesn't. And there's not a darn thing you can do about it. Becasue who has ALL your money? Why the bank of course. Nice scam they got going. We once bounced 4-5 checks because a 300 check bounced and the bank didn't tell us for 3 weeks. Commerce Bank (don't use them. EVER) manged to pry 40-50 dollars worth of fees from us. We left. We left. We now have a mortgage, large checking ccount, savings, bonds through our new bank. Commerce's greed has cost them over $10,000 dollars (on just house payment interest). I'm sorry I'll end my rant here. Just remember Commerce Bank Sucks! [/QUOTE]

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