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Message: <blockquote data-quote="DarkKestral" data-source="post: 4150240" data-attributes="member: 40100">Jurgen, I'll be posting here because I can't post on LiveJournal. ATMs are designed not to carry high denomination bills; such bills attract thefts and scamming risks. Banks operate under the assumption ATMs are better for getting small sums quickly, while tellers are for pulling out large sums or complex transactions where a human element is good as a safeguard, needed to explain the process, or to deal with people unable to use an ATM. Full bankers with their own offices are for people with really complex needs, who are opening/closing accounts, or making investments with the bank.By the way, a lot of old houses in the Midwest are inspired by early- to mid-1800s German architecture, AFAIK, because that's when the area (as well as Ohio, I believe, though I really wouldn't call it Midwestern ordinarily) was settled initially, and many of the settlers were Germans and Eastern Europeans. And, a lot of that style of architecture remains around university campuses, because universities in the Midwest tend to be concentrated in the oldest sections of the cities that aren't commercial. Not sure how much it's the case elsewhere. They also tend to be fairly upscale as the neighborhoods near universities are usually pretty safe, the neighbors are usually well-paid professors and their spouses, residents (for obvious reasons) overwhelmingly tend to value education highly so the local primary and secondary schools are usually good quality, and they're often close to cultural attractions such as museums.Whole Foods: totally recommended, as far as chain grocery markets go, especially if you're GMO conscious. Bit expensive though. If you're not GMO or hormone conscious, I'd still go to a regular grocery store unless you need a specialty item you can't find in the regular groceries. Many of the produce products in Whole Foods are the same as the ones in regular stores, so you are often paying a premium for the same product. And good grocery stores are now beginning to stock a fairly large array of organic and GMO free products, from cleaning agents to produce.Stores hire baggers because they're faster than the customers or a checker at bagging, which is a major benefit during rush periods such as Black Friday and the Christmas season, as they can significantly raise throughput and thus sales. A lot of them are also checkers, stockers, and cart guys when they're not bagging, so it's kind of a default "we have all of our other jobs taken care of at the moment, so go help the customers" sort of job, because it visibly helps the customers without being terribly intrusive or being the sort of customer "service" that people associate with outsourced call centers. Managers also tend to act as baggers or checkers, if only because it lets them watch the checkers and ensure they aren't stealing from the till without having to be idle. It's also a guard against scammers and people trying to forge counterfeit checks.Being from a city which is usually either #1 or #2 on the Sierra Club's list of cities with the worst urban sprawl, I am usually frustrated by this. I like walking places, as it's the only way I can build a mental map of a place. There are certain sections of the city where walking from place to place is a possible strategy, but there aren't that many, and even then, most of them are unfriendly to walkers.</blockquote>

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