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Message: <blockquote data-quote="GrimCo" data-source="post: 9819503" data-attributes="member: 7044462">You sure? Cause, at least here, and in most EU ( and some non EU European countries), having C/D license (trucks and buses) doesn't affect your car insurance price. At all. What affects price is - your age and driving experience (how long do you have licence), your history of insurance claims and traffic violations, car power and value (those two are big ones), town/city where car is registered. For bonus (aka discount), they look at how long was your record without any claims (in years). Longer the period, better bonus. Short periods can even give you malus (increased price). In one of my earlier posts, i referenced why comparing ttrpgs and things like sports or driving isn't good comparison. Driving is not pure mental effort. It involves physical aspect, muscle memory ( specially if you drive manual, and here, we mostly drive manuals in driving schools and take driving tests on manuals, most people drive manuals in general), hand eye coordination, spatial awareness etc. All of those are things you need real practical experience to get better at. TTRPGs aren't physical. They are rules, concepts, restrains, but they are adjudicated by words and reasoning. Things work way they work cause we say they do. I can explain you core concepts from rpg you never played, how and what it does in the game, and you will understand it on good enough level to know how/if you can/will/won't incorporate it into your own game.</blockquote>

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