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Message: <blockquote data-quote="bmcdaniel" data-source="post: 938976" data-attributes="member: 1772">Wealth MechanicYou may want to consider a wealth mechanic, where characters have a "wealth bonus" and roll (or take 10) against the DC of the item they want to acquire. d20 Modern uses this mechanic. I have a so-far unimplemented version for my next campaign, which I've excerpted below.------------------------------------------------------------------Wealth MechanicHeroic Greece uses an abstract Wealth bonus system adapted from d20 Modern rather than tracking actual wealth. In Heroic Greece, coinage was rare to nonexistent, and a person’s ability to procure goods and services depends on what they could extract from their own estate and what they can induce others to give up, usually through barter or reciprocal gift exchange. In the game, this physical and social capital that a character can draw upon is abstracted as a Wealth Bonus. At higher levels, heroes can expect to receive magical support from their patron god.A character’s raw Wealth Bonus represents his ordinary living conditions, what a person of his status can always comfortably procure. Items with a Wealth DC less than or equal to a character’s Wealth Bonus can always be had. Items with a greater Wealth DC than the character’s Wealth Bonus may be had with a successful Wealth check, but the acquisition reduces the character’s Wealth Bonus.Calculating Wealth BonusThe Wealth Bonus is the sum of the Basic Wealth Bonus, the Accumulated Wealth Bonus and a character’s Charisma modifier (excluding any magical enhancement). Basic Wealth Bonus represents a character’s wealth due to his inherent characteristics, such as his professional skills, and standing in society. Accumulated Wealth Bonus represents a character’s wealth due to gold or other valuables he has stored.Basic Wealth BonusBasic Wealth Bonus (BWB) is calculated from character level (drop all fractions):Aristocrat-        1 x levelExpert, Priest-     ¾ x levelAll other classes-    ½ x levelAlternatively, a character with the Profession or Craft skills can calculate a Basic Wealth Bonus from the highest such skill:Profession-    1 x ranks (maximum 6 ranks)Craft skill-    ¾ x ranks (maximum 8 ranks)Accumulated Wealth BonusA character’s Accumulated Wealth Bonus starts at 0 and can increase or decrease during play. A character increases his Accumulated Wealth Bonus whenever he acquires a treasure with a Wealth DC greater than his Wealth Bonus (ignoring for this purpose his Charisma bonus). Decreases in Accumulated Wealth Bonus happen when a character purchases items with a Wealth DC greater than character’s Wealth Bonus. A character’s Accumulated Wealth Bonus can be less than zero if it is reduced during play, but a character can’t take any action that would cause his total Wealth Bonus to be less than zero.Using WealthGenerally, if a good or service’s Wealth DC is less than a character’s Wealth Bonus (taking into account all circumstance modifiers) the character can procure it without difficulty or penalty.If a good or service has a Wealth DC greater than a character’s Wealth Bonus, he can make a Wealth check to try to acquire the item. A Wealth check is a d20 roll plus the character’s Wealth Bonus (and modifiers). If the result of the check is greater than or equal to the Wealth DC of the item, the character procures it. Regardless of whether the Wealth check is successful or not, the character’s Accumulated Wealth Bonus is reduced by half (rounding up) the excess of the item’s Wealth DC over the character’s Wealth Bonus. However, a character cannot make a Wealth check to acquire an item that would cause his Total Wealth Bonus to be less than zero (although his Accumulated Wealth Bonus can be less than zero).</blockquote>

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