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Message: <blockquote data-quote="FinalSonicX" data-source="post: 5694225" data-attributes="member: 63787">I usually just wing income because it mostly doesn't come up but I'm currently building tables for this sort of stuff so that GMs in my setting/system can understand what kind of spending power people have.My economy is silver based, so gold coins are rarely handled by anyone other than merchants, skilled workers, the educated, and the nobles. Any gold you see should be treated more like 10 pieces of gold in normal D&D. All of the incomes I list are basically just average and the actual numbers can vary based on the individual and their profession.I split my categories as follows:Laborers: lowly workers in mines, dock workers, construction workers, etc. These individuals have the least spending power, raking in only 2 silver pieces a month (most of this is consumed with food and rent, leaving them only a small handful of copper for free money).Farmers: the agrarian farmers who presumably have land, a few animals, and some tools. These individuals don't often spend their money on much other than necessary supplies for their farms, but they make slightly more money. These individuals pull in about 3 silver pieces a month.Soldiers + Guardsmen: the town guard and full-time soldiers receive a bit of money, but they also rarely see gold. They receive about 5-6 silver pieces a month and have most of their armor maintenance and supplies handled for them by their employer.Clergy: The lower-class clergy (aka lowly priests, not high priests or leaders of powerful organization) is paid slightly more than all of the lower social classes, and they straddle the awkward line between being poor and being middle-class. Clergy receive about 8-9 silver pieces a month.Skilled Workers: Skilled workers are workers who have trained their whole life to practice their trade whether it be blacksmithing, carpentry, or gemcutting. These individuals usually belong to the guilds and tend to sell to the merchants and thus make a decent amount of money. These are the lowest of the "middle class", receiving a significant 2 gold pieces per month. This is the lowest social class which actually gets a chance to see gold in any kind of regular basis, but they also form the core of the middle class.Merchants: The merchants may be stationary or they may travel, but in any case they make the most money out of all professions in the middle class. They make about 4 gold pieces a month.Educated: The educated include sages, scholars, professors, wizards, high ranking clerics or religious leaders, or simply the very high-class merchant circle who can afford to educate themselves and their children and still have money left to spend. This is the first layer of the upper class and they make 10 gold pieces a month.Nobles: Nobles control the land and the power, so as a result most of their wealth is invested in tangible things that they then leverage to make more money. They make 24 gold or more (for a reasonably well-established but not hugely affluent nobleman) per month. Noblemen, due to their opulent lifestyles and the necessity of maintaining their lands and troops, tend not to have a ton more money on hand than the merchants or the educated, but they do keep savings available and furthermore they can get an incredible line of credit from just about any lender due to their incredible power and influence.</blockquote>

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