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Message: <blockquote data-quote="Drawmack" data-source="post: 674814" data-attributes="member: 4981">I know in colonial times it was dome something like this.You would take your precious metals & gems to a broker (who was usually also a smith because they know the value of such things). This broker would then issue you a paper writ stating how much wealth you had in store with them and this writ could then be used as money.However, brokers rarely recognized each others writs and if they did it was never for full value. So this is only good for localized usage. IMC I use churches. I have a LG church set up that acts as the backing institution of the world. I generally choose a god whose domains include law and good. Mordadin (sp.) would be a good choice as the dwarves like to horde valuables anyway, this could also lead to it being much harder to get money out then it is to put money in.For the proof of identifycation I make it work like a cashiers check. He who holds the writ gets the money.</blockquote>