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Banks and how to deal with them
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<blockquote data-quote="haakon1" data-source="post: 5295347" data-attributes="member: 25619"><p>Nod. Verbal agreement with whoever is storing the loot is how I've done it. So far, the PC's have used a priest of St. Cuthbert in the Keep on the Borderlands, and the church of St. Cuthbert in the capital city where they spend most of their time. They figure LG clerics are trustworthy, and the PC cleric of that religion is the go-between. No need for the PC's to carry records -- the church has its own records and remembers who they are.</p><p></p><p>Theoretically, they could also have banked with a dwarven jeweler in the capital, or with a dwarven moneychanger/loan shark who has a fortified home near a minor dungeon.</p><p></p><p>In all cases, it would be a matter of honor and verbal agreements, and only recoverable from the person who was holding onto it for you. The idea of passbooks and so forth would be alien to the nature of the deal, making it too transactional and formal. It's more like petsitting than actual banking.</p><p></p><p>Oh, also, one of the PC's bought a bar inside the Keep on the Borderlands when she retired from the party . . . a more liquid, yet less easily liquidated, investment. <img src="https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f609.png" class="smilie smilie--emoji" loading="lazy" width="64" height="64" alt=";)" title="Wink ;)" data-smilie="2"data-shortname=";)" /></p><p></p><p></p><p></p><p>IMC, I suppose that might be possible using an multinational organization like a Church or the Greyhawk Thieves' Guild, with long advance notice.</p><p></p><p>But to bring wealth on the road, the usual means are Portable Hole/Bag of Holding, and/or gems.</p><p></p><p>In one case (at 2nd level), they did have a written document from the ruler, entitling them to stay at inns, and board their horses and themselves as feudal dues. But that's chump change stuff to higher level adventurers.</p></blockquote><p></p>
[QUOTE="haakon1, post: 5295347, member: 25619"] Nod. Verbal agreement with whoever is storing the loot is how I've done it. So far, the PC's have used a priest of St. Cuthbert in the Keep on the Borderlands, and the church of St. Cuthbert in the capital city where they spend most of their time. They figure LG clerics are trustworthy, and the PC cleric of that religion is the go-between. No need for the PC's to carry records -- the church has its own records and remembers who they are. Theoretically, they could also have banked with a dwarven jeweler in the capital, or with a dwarven moneychanger/loan shark who has a fortified home near a minor dungeon. In all cases, it would be a matter of honor and verbal agreements, and only recoverable from the person who was holding onto it for you. The idea of passbooks and so forth would be alien to the nature of the deal, making it too transactional and formal. It's more like petsitting than actual banking. Oh, also, one of the PC's bought a bar inside the Keep on the Borderlands when she retired from the party . . . a more liquid, yet less easily liquidated, investment. ;) IMC, I suppose that might be possible using an multinational organization like a Church or the Greyhawk Thieves' Guild, with long advance notice. But to bring wealth on the road, the usual means are Portable Hole/Bag of Holding, and/or gems. In one case (at 2nd level), they did have a written document from the ruler, entitling them to stay at inns, and board their horses and themselves as feudal dues. But that's chump change stuff to higher level adventurers. [/QUOTE]
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