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Message: <blockquote data-quote="Tonguez" data-source="post: 638321" data-attributes="member: 1125">Yeah Banks started as stated above to facilitate trade and originally this meant that they acted as Insurers and amongst other things issued Bills of Exchange.eg Merchant A is going to City X to sell his wares. In City X he gets 20000gp which he then takes to the Merchant Guildhall and Banks it. The Merchantguild gives him a Bill of Exchange saying that when he gets home to City A the Guildhall there will pay him his 19000gp (less 1000 for cost which is cheaper than having the lot stolen by Pirates or lost in a storm).Now the Merchant Guildhall X has 20000gp which they invest in sending ships to the Far East to bring back a funny brown starchy tuber which aught to make great chips.  I use these kinds of Bills of Exchange and also Notes Exchequer (Government Cheques) all the time in my more 'civilised' campaigns and of course the whole Merchant tie-in makes great adventure fodder  I haven't thought too much of 'fantasy' security systems but it shouldn't be too hard for a Church or wealth Guildy to hire someone to create them their very own Subdimensional vault, have in fully alarmed and guarded and have all monies banked with them auto teleported to this central fund.In fact this fund could be so well guarded that it is never touched or even seen! and while a Gold Standard is used as a measure, ONLY Bills and Cheques are actually ever passed between the hands of mortals...</blockquote>

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