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Message: <blockquote data-quote="Lord Pendragon" data-source="post: 1671307" data-attributes="member: 707">I disagree.  Borrowing the warhorse is the same as borrowing the +5 Holy Bane vs. Evil Outsiders Greatsword.  You can't get use out of stuff by passing it off as merely being loaned or borrowed.  If your buddy offers you the use of his spare warhorse every morning and you accept, what is the difference between that and owning the animal yourself?  Nothing.  The Vow of Poverty isn't just the technicality of ownership.  It's the spirit of having nothing."Good Father, I'm going to donate all of this treasure to the Church, but perhaps the Church might be willing to let me borrow it for the next ten levels or so, so that I may better protect the countryside from evil."Not in my game.</blockquote>