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Message: <blockquote data-quote="Dieter" data-source="post: 64437" data-attributes="member: 144">Gems & Jewelry are like any other commodity. The price is based on supply and demand (as mentioned earlier).As for "Book values", I consider them pretty much just general guidelines. Generally I impose a 30% buy rate for anything that the PC's want to sell flat-out for cash value. I usually up the value to 50% if they're willing to trade their goods in for other things. You have to remember that there is generally a 300% mark-up on anything vendor initially buys. That's just simple mercantilism.Yeah, as a party, you generally get screwed. But if you go to the same vendor in the same city everytime you get some loot, the prices are generally much friendlier since you're a repeat customer. This also discourages the practice of "Monty Hauling" and hording. Also, why not have the PC's invest their money in lands, property, keeps, etc? If I were a high-level wizard, I'd be damned if I were to keep residence with a bunch of people in some cramped temple. I'd build myself a keep befitting my power and stature. The question also perks the question of "how much longer should I adventure?" At some point, the grizzled old dwarven fighter should have enough power and authority to make other adventurers do the dirty work. A person of wealth and prestige has no time or need to risk life and limb. That is, if your name isn't Conan.</blockquote>