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Message: <blockquote data-quote="Wyvernhand" data-source="post: 5482395" data-attributes="member: 97681">The main way to get around the skill points issues are Favored Contact + Primary Contact (only works for 1 skill, one level early). Other ways generally involve picking up temporary HD (such as Inspire Greatness, Polymorph into a Dusk Giant, etc), and then Psychic Reforming some of your skill points into another skill based on your current temporarily inflated HD.  This works well, assuming you have enough skill points total to work even at high levels.  If the bard in question has the proper feats (Songs of the Heart + Words of Creation), you can get into your PrC up to 5 levels early with that method.  If you use the Dusk Giant method, you can enter many PrC with only skill reqs at any point after 1st level, assuming you can get the Polymorph and the Psychic Reformations cast. Note that with the exception of FC/PC, you run into a lot of issues with DM cooperation, which generally defeats those options as a 1st-4th level character finding a 9th+ level bard with the right feats AND a 7th level Psion and purchasing their services is pretty unlikely.</blockquote>