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Message: <blockquote data-quote="dcollins" data-source="post: 2129021" data-attributes="member: 876">I do use this for a number of details. The population a gold piece limit of the priciest magic item I use as written. Previously, I made up specific magic-item crafting NPCs, with specfic feats, spells known, etc., and required PCs to seek them out and commission items that they could satisfy prerequisites for. That was nice for flavor (and colorful characters), but frankly took up too much time, so now I generally assume any standard DMG items under that GP limit are available on the market.I use the figure for "ready cash" as well, in case PCs starting selling items or somehow the community gets plundered.The one piece that I don't use is the "or the total value of any given item of equipment" clause, because as said above, it wasn't fully thought out. The issue has never come up in any of my campaigns. If it did, my first guess at a fix would be to qualify it by category (that total value of livestock, trade goods, arms and armor, miscellaneous magic, etc.)</blockquote>