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Message: <blockquote data-quote="Dross" data-source="post: 3172482" data-attributes="member: 33802">Mvincent has it pretty much right, but there are a couple of points I'd like to add.Repeated use of the horse as cover means that anyone and anything that is not under any obligation to attack the rider (golem ordered to attack the rider etc) should target the mount to stop this happening. Unintellegent foes would consider the mount/rider as one beast, intelliget foes will want to wipe the smarmy smile of the rider's face.  <img src="https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f609.png" class="smilie smilie--emoji" loading="lazy" width="64" height="64" alt=";)" title="Wink    ;)"  data-smilie="2"data-shortname=";)" /> It's an optional (3.0?) rule but if the attacker missed the rider by the <=4 the mount gave as cover, then the mount is hit (subject to beating the mount's AC, which it usually will).Though not stated as such, the action might be considered a free action, which the DM can put limits on.If someone is doing this, then have foes do actions like trip, either the horse or the rider. Cover works both ways, if one has it then both have it. You cannot make AoOs if cover is involved (the mount can, but how often will it hit?). The SRD says that if you try to trip a rider and succeed against the Ride/STR/DEX check then you pull the rider of it's mount (and they end up prone).And make sure that the mount is trained for combat, otherwise it is difficult to control (meaning less actions on the rider's part).</blockquote>

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