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Message: <blockquote data-quote="aco175" data-source="post: 7644799" data-attributes="member: 27385">I was a soldier back in the 90s and there was an insurance policy on us if we died.  It used to be $100,000 which was more like 6-7 years salary back then.  Not sure on today's policy.  Also, to echo what [MENTION=16814]Ovinomancer[/MENTION] said about getting your players on board before making large changes to the game.  You can come up with great systems and make things more realistic, but if your players keep calling it a gold instead of an obeloi, or even a Dragon, you may feel let down.This is similar to other threads about making swords better or armor more realistic.  Even threads on making a new set of gods or calendar where it ties great world details together.  At my table, we play FR, but keep a standard timescale and the same gods we had for 20 years.</blockquote>