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Message: <blockquote data-quote="Ace" data-source="post: 1608081" data-attributes="member: 944">If you want to do away with armor you will need an AC bonus system roughly equal to the amount of AC including magic bonus --D&D is built on a set of core assumptions x gold + x magic + x capabilities to face y challenge -- basically the design  is a mix of tactical resouce managment and roleplaying -- not everyone plays it that way of course but that is the design intent You can adjust things easily enough  but if  it is done improperly it will mess up the game big time An example  A troll is Cr 5 meaning it is a suitable encounter for a part of 4 5th level charcters with the standard stat array and magic items alotment here are the old statsLarge GiantHit Dice: 6d8+36 (63 hp)Initiative: +2 (Dex)Speed: 30 ft.AC: 18 (-1 size, +2 Dex, +7 natural)Attacks: 2 claws +9 melee, bite +4 meleeDamage: Claw 1d6+6, bite 1d6+3Face/Reach: 5 ft. by 5 ft./10 ft.Special Attacks: Rend 2d6+9Special Qualities: Regeneration 5, scent, darkvision 90 ft.Saves: Fort +11, Ref +4, Will +3Abilities: Str 23, Dex 14, Con 23, Int 6, Wis 9, Cha 6Skills: Listen +5, Spot +5Feats: Alertness, Iron WillClimate/Terrain: Any land, aquatic, and undergroundOrganization: Solitary or gang (2-4)Challenge Rating: 5Treasure: StandardAlignment: Always chaotic evilAdvancement: By character classTrolls speak Giant.Now imagine if your PC's had no armor Ingnoring the surprise round 5 rounds with the fighter, Rogue, Wizard and Cleric  with initiative stat blocked dropped fighter (saving 5pts To Hit for AC) 2 hits at 12 each  14 points to the troll Rogue 3 hits, 2 flanks 29 points with rapier Cleric 2 heals, 1 buff , 1 smack down for 6 points wizard Buff Buff mag Mis, lightning bolt burn hands call it 30 points Troll:  all out 3 claw hits, 3 bites and 1 rend --for 60 points (he got medoicre rolls) -- results 1 dead troll 1 dead rogue and 1 dead wizard This is of course a gross simplification but the lack of armor can turn what is a simple attrition match (rough 25% of resources used) to a potential 50% player kill However as long as AC amount at each level matches what would occur under normal rules and the powers that can be built into armor are available to the PCs' the system wil work fine</blockquote>

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