D20 Modern money/wealth bonus

[palleomortis]

Ok, so I'm kinda wondering how this is supposed to work out. With the wealth bonuse in the basic D20 Modern from WOTC, how do I account for actuall wealth? Do I constantly convert money to wealth bonuses? How do transactions effect the wealth bonus of a player? Do I simply subtrace the number of the item from their wealth bonus, or do I work with how much they have? It all seems rather...outdone. Almost overkill. How is this supposed to work better than simple dollar amounts?

 

[Nadaka]

It works better than dollar amounts because you don't have to worry about taxes, rent, credit cards, stocks, bonds, loans or changing your cars oil/gas.

The rules for buying and selling are in the book.

Purchases with a DC higher than 15 cost -1 wealth.
Purchases higher than your wealth score also cost -1, -1d6 or -2d6 depending on how much higher.

Selling items is exactly the oposite. Except that you usually reduce the PDC by 3 before comparing it to your wealth bonus.

By the rules, you don't earn cash you earn fixed wealth bonuses.

I do not like that rule. Instead I convert cash to a purchase DC and then "sell" it. If you get the cash legally, you sell it at its base DC. If you need to launder it, it can be "sold" at -3 PDC. This means that lower wealth characters get more proportionally out of a fixed amount of cash than higher wealth characters rather the standard opposite way.

 

[Roger]

These two articles should answer a lot of your questions:

The Wealth System
by Charles Ryan
http://www.wizards.com/default.asp?x=d20modern/bp/20030304a

Wealth Revisited
by Charles Ryan
http://www.wizards.com/default.asp?x=d20modern/bp/20030617a


Cheers,
Roger

 

[Committed Hero]

It works great if you want your PCs worried about things other than wealth.

 

[palleomortis]

ok. Thanx. (I had skipped part of the wealth system when reading my book, don't really know why, but I got 'r done now.)