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d20 Modern Wealth problem?
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<blockquote data-quote="Mistwell" data-source="post: 523578" data-attributes="member: 2525"><p><strong>Re: Wealth System Thoughts</strong></p><p></p><p></p><p></p><p>Sigh. What part of this isn't clear: "Page 92: When a team of characters gains a wealth award, they should split it among themselves as evenly as possible"</p><p></p><p>Why exactly do you think that the system does not work for expensive items? In my opinion, it works very well for expensive items.</p><p></p><p>Nor should you allow PCs to transfer wealth between each other. Wealth is not gold pieces. It is not only cash. It represents all sorts of things such as credit, debt, income, cash flow, labor hours, savings, interest rates, and other things. Some of these things cannot be transferred to someone else. You cannot make someone elses credit rating better by giving them your credit rating. You cannot increase a persons cash flow if your wealth is in a variable revenue stream. There are also serious transaction costs, and harms from having too much credit for your income level. Simply put, you cannot, and should not, transfer welath between PCs. And just as Charles Ryan said above, you also cannot just sell your equipment to another PC for more or less than it is worth either (representing again the concept that wealth is not transferrable between PCs). </p><p></p><p>The best you can do is have the player with the highest wealth buy things for other players and loan it to them. But even then, you cannot just give all wealth rewards found in adventures to that player with the highest wealth. The rule is pretty clear on Page 92 - you split it evenly.</p></blockquote><p></p>
[QUOTE="Mistwell, post: 523578, member: 2525"] [b]Re: Wealth System Thoughts[/b] Sigh. What part of this isn't clear: "Page 92: When a team of characters gains a wealth award, they should split it among themselves as evenly as possible" Why exactly do you think that the system does not work for expensive items? In my opinion, it works very well for expensive items. Nor should you allow PCs to transfer wealth between each other. Wealth is not gold pieces. It is not only cash. It represents all sorts of things such as credit, debt, income, cash flow, labor hours, savings, interest rates, and other things. Some of these things cannot be transferred to someone else. You cannot make someone elses credit rating better by giving them your credit rating. You cannot increase a persons cash flow if your wealth is in a variable revenue stream. There are also serious transaction costs, and harms from having too much credit for your income level. Simply put, you cannot, and should not, transfer welath between PCs. And just as Charles Ryan said above, you also cannot just sell your equipment to another PC for more or less than it is worth either (representing again the concept that wealth is not transferrable between PCs). The best you can do is have the player with the highest wealth buy things for other players and loan it to them. But even then, you cannot just give all wealth rewards found in adventures to that player with the highest wealth. The rule is pretty clear on Page 92 - you split it evenly. [/QUOTE]
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