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<blockquote data-quote="DanMcS" data-source="post: 531254" data-attributes="member: 6530">I think it makes sense though.&nbsp; The character's initial wealth score (2d4+1 (if profession &gt;0) + occupation bonus) includes the default assumption that the character is living somewhere and paying rent.If he buys a house, the DC cost for that represents the down payment, AND the hit to his buying power due to house payments, insurance et al, being higher than rent.On the other hand, a car isn't a default assumption, so the DC cost appears pretty high.&nbsp; But that DC represents both the down payment, AND the full monthly payment, normal operating costs, and insurance, rather than just the INCREASE in the monthly payment like the transition from rent-&gt;house.&nbsp; It's a much bigger hit to the buying power than just going from an apartment to a house.It works for me, because IRL, including payments, insurance, gas, and all that, my car is pretty much on par or a little more expensive than my apartment + monthly bills.&nbsp; For many people about my age, it's a little more expensive to move into a house compared to rent, but better over the long term because you own it, so the hit to my 'wealth' of buying a home vs staying in my apartment would pretty much be equivalent to buying a car versus having none.The house v car thing makes sense to me.&nbsp; What doesn't make sense is that a big corporation with a 100 wealth can only buy 100 guns <img src="https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f642.png" class="smilie smilie--emoji" loading="lazy" width="64" height="64" alt=":)" title="Smile&nbsp; &nbsp; :)"&nbsp; data-smilie="1"data-shortname=":)" /></blockquote>

[QUOTE="DanMcS, post: 531254, member: 6530"] I think it makes sense though. The character's initial wealth score (2d4+1 (if profession >0) + occupation bonus) includes the default assumption that the character is living somewhere and paying rent. If he buys a house, the DC cost for that represents the down payment, AND the hit to his buying power due to house payments, insurance et al, being higher than rent. On the other hand, a car isn't a default assumption, so the DC cost appears pretty high. But that DC represents both the down payment, AND the full monthly payment, normal operating costs, and insurance, rather than just the INCREASE in the monthly payment like the transition from rent->house. It's a much bigger hit to the buying power than just going from an apartment to a house. It works for me, because IRL, including payments, insurance, gas, and all that, my car is pretty much on par or a little more expensive than my apartment + monthly bills. For many people about my age, it's a little more expensive to move into a house compared to rent, but better over the long term because you own it, so the hit to my 'wealth' of buying a home vs staying in my apartment would pretty much be equivalent to buying a car versus having none. The house v car thing makes sense to me. What doesn't make sense is that a big corporation with a 100 wealth can only buy 100 guns :) [/QUOTE]

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