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<blockquote data-quote="Ancalagon" data-source="post: 7351602" data-attributes="member: 23">So, I told myself... What about... NOT HEROES people?&nbsp; How much money do they have?Let's imagine a wealthy - or really motivated - collector who just wants to have that magical item.&nbsp; How much money does she have?THE ASSUMPTIONS:1:&nbsp; This collector is 60 years old, and has been saving since she was 20, so 40 years of savings2:&nbsp; This collector has managed to save 10% of their income by living frugally for their wealth level.&nbsp; Nothing &quot;bad&quot; has caused them to lose their savings3:&nbsp; They are willing to now spend this money on collectibles - magical items, or maybe those art objects the PCs found?The math is:Income x 0.1 X 365 X 40 I won't calculate for the poor, they don't have the income for such frivolities.1 gp a day (modest):&nbsp; 1460 gp2 gp a day (comfortable):&nbsp; 29204 gp a day (wealth): 584010 gp + a day (aristocratic): 14 600 +So it's not *that much* really.&nbsp; However, this is also a good reminder of how much characters will need for the rest of t heir lives - they too have living expenses to pay!&nbsp; (take the above and multiply by 10....) I'll also note that the wealthy and aristocratic probably have capital (businesses, land etc) on top of that, but it's something if they sell they will take a permanent hit on their income.</blockquote>

[QUOTE="Ancalagon, post: 7351602, member: 23"] So, I told myself... What about... NOT HEROES people? How much money do they have? Let's imagine a wealthy - or really motivated - collector who just wants to have that magical item. How much money does she have? THE ASSUMPTIONS: 1: This collector is 60 years old, and has been saving since she was 20, so 40 years of savings 2: This collector has managed to save 10% of their income by living frugally for their wealth level. Nothing "bad" has caused them to lose their savings 3: They are willing to now spend this money on collectibles - magical items, or maybe those art objects the PCs found? The math is: Income x 0.1 X 365 X 40 I won't calculate for the poor, they don't have the income for such frivolities. 1 gp a day (modest): 1460 gp 2 gp a day (comfortable): 2920 4 gp a day (wealth): 5840 10 gp + a day (aristocratic): 14 600 + So it's not *that much* really. However, this is also a good reminder of how much characters will need for the rest of t heir lives - they too have living expenses to pay! (take the above and multiply by 10....) I'll also note that the wealthy and aristocratic probably have capital (businesses, land etc) on top of that, but it's something if they sell they will take a permanent hit on their income. [/QUOTE]

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