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Message: <blockquote data-quote="Thondor" data-source="post: 4023911" data-attributes="member: 31955">I think a certain amount of logic in the 'economy'/ monetary system can add a bit of realism to the world. Which is one of the reasons I've made the simple ajustement from gp being the base coin to sp being the base coin. I never really felt that carrying around thousands of gold pieces was at all practical, or realistic to the real world.  Most peasants would never have seen a gold piece and may never have had a silver piece. Considering the prices of livestock etc listed in the PHB, this doesn't fit.I would like to comment on your discourse, Jürgen Hubert, in a couple ways.First mining large amouts of gold and silver (even copper) and minting them, causes inflation. Gold and silver being 'scarce' in a country doesn't mean the county is poor simply means that gold and silver has more buying power.  You can look at the Spanish who shipped in vast amounts of bullion (gold and silver) from the new world to fund the war effort, it, like printing money caused inflation. 2nd, paper money just doesn't have the feel I want. But your discussion is good. You do have to consider how a banking system ifluences the economy -- eg the mode of production, social organization etc. The idea that's tied to the 0th level spell may be one that I yoink. Having transnational banking companies is very unusual I can't think of any historical prescedent.</blockquote>