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Message: <blockquote data-quote="The Crimson Binome" data-source="post: 6883778" data-attributes="member: 6775031">Unless you are specifically playing 3E or 4E, nobody is entitled to any level of wealth just based on level. Even in those editions, they're more like guidelines (though 4E is fairly insistent about the importance of adhering to their guideline).Each character possesses an amount of wealth which makes sense for their position within the world. It is possible to acquire vast wealth regardless of level. Wealth is a thing which exists within the game world. It behaves like any other object. It doesn't care who possesses it, or what level they are.An RPG system exists to objectively describe things, including all of the characters, for the purposes of impartial resolution. It can only represent real differences that actually exist between individuals within the game world, and there's no inherent difference between a PC and an NPC within the game world. If an NPC has a cool ability, then the players will want that ability for their own characters (just as their characters will want that ability for themselves). If they can't get that ability, then there needs to be a reason why they can't get it. The reason can't be that it's an NPC, because that doesn't make sense in terms of how the world works; the reality which the system mechanics are modeling does not make a distinction between PC and NPC. It needs to be a legitimate in-game reason, or else the players will call shenanigans.</blockquote>

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