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Message: <blockquote data-quote="Telsar" data-source="post: 3126599" data-attributes="member: 18837">I use a house rule that says if the rules say a PC (or even an important NPC) is dead (HP loss, CON loss, failed save-or-die effect), the character instead gains a Flaw (as in what's in Unearthed Arcana), assuming the character's player doesn't prefer to say he's dead.  Players try just as hard to avoid the permanent flaw as they do character death, but if they fail, they still get to play their character.Some players go the extra mile on their characters, writing up backgrounds, drawing portraits, making in-character connections in the game... kind of silly to make all the effort for nothing because of bad die rolls, or even the occasional bad decision.  As a player, I wouldn't even bother writing a backround for my character if there was a significant chance of dying.</blockquote>