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Message: <blockquote data-quote="Whisper72" data-source="post: 3885978" data-attributes="member: 17339">Ah. I nearly forgot. As in the real world, the fastest way to lose money: taxes!The PC's, being 'fighting' types could have duty to serve the local lord. This duty can be bought off (was also done in the real world).The treasure PC's gain will be taxed upon returning to civilized lands upon entering a (major) city, as it is seen as trade goods (think here of treasure found in the form of relics, jewellery, art, clothing (fur!) etc. etc.). 10-20% is quite normal.Furthermore, clerics and paladins etc. would be taxed by their holy orders. Mages may be taxed by Wizards Guilds for access to new spells / spell research labs etc.Also, reinstate that good ole rule from ADnD, where PC's have to train to raise a level, and pay for that training.</blockquote>