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Message: <blockquote data-quote="Kichwas" data-source="post: 171959" data-attributes="member: 891">Ultima Online banking system?How's that work? THe bankers are all mages with "teleport funds and records" spells memorized?Running a business isn't just about tossing GPs into it. You're character will have to heavily involved in local politics, trade guilds, and his/her employee's lives.You'll have to negotiate with a local brewer, butcher, and farmer's market to keep yourself stocked.You'll also have to negotiate with the local thieves guild to keep them off the backs of you, your employees, and your customers. No matter how high your level, you can't protect all your customers at once...And if you don't cooperate but are to powerful to attack directly that's where the guild will get you. They might even go after your neighbors just to get the community to drive you out. Easier to just pay them off.Saying you're going to 'buy the thieves guild' is like saying you're moving to New York and planning on buying the Gambinini's. Even if you're Bill Gates the mob just doesn't work that way. (I always chuckle when I get a rogue player who wants to try and join or take over the guild... asking if he has what it takes to be a 'made man'... IE: is he 'family'? Otherwise you'll never be more than a hired hand.)Profits will be very small.This is the kind of business you set up so you can retire, raise kids, and join the community.Assume you get a place with 5 tables, assume you fill the tables on 2 nights a week, and get about 30% full other nights.Assuming you're open from sundown to just past the 'witching hour'; you should presume each table generates 3 customers 3 times a night.So you serve 157.5 meals a week, or 675 a month. That's a pretty hot business actually, these figures may be too high.(I'm tossing random figures out of the air here, figures that just sound reasonable to me).A meal generates 3sp of income.Not including employees it costs you the following to generate say... 5 meals:1lb flour 2cp(1 pig+1 goat+10 chickens)/12  35cpAssorted veggies(here we guess that they cost 2 chickens) 4cpSupplies for gallon of Ales (we'll assume the brewer's guild lets you have a hefty profit of 20%) 16cpSo we're talking 57cp, or 11cp per meal.So you 'make' 19cp per meal. Making 128gp, 2 sp, 5 cp in a month.Then you subtract employee wages, rent, morgage, or property tax, guild dues, taxes, bribes, and so on.Just an idea.</blockquote>

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