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Message: <blockquote data-quote="doctorbadwolf" data-source="post: 8257140" data-attributes="member: 6704184">I have no patience for this mindset, I'm sorry. You're tired of seeing it on TV, others are tired of living it and being ignored about it. Guess who I have sympathy for, and who I don't. Your carefree entertainment time is less important than the voices of the marginalized being heard, and entertainment has never been apolitical, and it never will be.Sam doesn't have a bad credit rating, though. He just has a 5-year blank that unarguably has nothing to do with his reliability or fiscal viability, and he has government contracts, and his sister is financially stable, and the business is an established business and pillar of the community looking for a simple consolidation loan, and it has a proven track record of success with no reason to think that wouldn't be the case again with a working boat and simplified debt structure. Steve, in the same situation, would have the benefit of the doubt.This is quite right, however. I know Hispanic families that only send the whitest, best at doing a "white voice" member of the family to do business with banks or other potential debt holders. Because when they do otherwise, with the same financial information, they get screwed. And they still get less benefit of the doubt than I get, with less credible financial information, because I have a very anglo name and appearance.There is no such thing as all other things being equal. Race is never the only reason for the disparity, when investigated from the outside, because life and people are messy, and these kinds of things are difficult to prove. This sort of demand serves only to keep the status quo in place. As for the banking standards, they are part of why credit ratings are low for poor people, AND part of why Indiginous and Black people are disproportionately poor compared to population numbers.Did you never read any of the times Cap stopped being Cap? Because pretty much every one was blatantly political, with only the real world thing being referring to being somewhat obfuscated by a thing veil of being directly about a thing that only exists in comics, like mutant rights or mutant registration, or Cap finding out that the government had done [obvious reference to CIA or US military crimes couched in fantastical circumstances].</blockquote>

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