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Message: <blockquote data-quote="Harr" data-source="post: 4055576" data-attributes="member: 47190">Ok, one more clarifying question (I'm going through the whole doc during the weekend, lol)Page 62, 'Skill Format', under 'Armor Penalty':"If this notation is included in the skill name line, the character suffers an armor check penalty to checks using this skill when wearing armor with which the character is not proficient."That's easy enough to understand. But now, I go up to page 29, and look at the 'Armor Proficiency' Feats:"Benefit: When the character wears a type of armor with which the character is proficient, the character suffers only the armor check penalty listed for the armor and only for those skills to which the armor check penalty applies."So, does the armor penalty apply to a skill with the Armor Penalty flag when one is proficient with the armor type, or does it stop applying once the character becomes proficient? Can't make up my mind on that.Sorry if this is a basic question, but I haven't read Saga so I don't even know what the original rule is.</blockquote>