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Message: <blockquote data-quote="Agback" data-source="post: 2647371" data-attributes="member: 5328">I don't agree tha that is true. The player may gain a +1 if his or her rolls happen to be right (odd numbers in the right ranges), but he or she does give up something.And even if it were true, so what?A player gets something for nothing when he rolls a high set of abilities. That doesn't cause a problem. A player gets something for nothing when he or she chooses a race with at +2/-2 adjustment if a point-buy system is being used. That doesn't cause a problem either.They called it 'the opportunity cost of capital', 'pure time preference', and 'consumption discount rate' when I was doing my degree in economics, but never 'theory of the time value of money'. Nevertheless, I understand what you are referring to.I am also familiar with the economic theory that options have value. A minimaxer who finesses his or her stat values to squeeze a +1 to the modifier of an unimportant stat out of a +1/-1 ability adjustment pays for it by giving up the option to cheaply and quickly raise an important stat.Just like a +1 enhancement bonus on an exotic weapon. Or just like a wand or scroll. Most magical items are more useful to some characters than to others. That isn't a problem.And these cheap stat raises will be available only to characters who have not finessed their stats to even values. That will increase the option value of an odd stat and ease any problem that might have occurred from a +1/-1 ability adjustment such as you described in the first part of your post.</blockquote>

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